How do you trigger the Hold & Win game?

Land 6 or more Coin symbols. The rules also say there is a small chance of triggering it with 2 or more Coins. The round starts with 3 spins and every new Coin resets them to 3.

What do Expand, Collect and Boost do?

Expand turns the reels from 3x5 into 5x5 and then becomes a coin worth 3x to 10x. Collect sums up all coin values. Boost adds its value (1x to 10x) to every coin except Jackpot coins.

How much does the bonus buy cost?

The Random Bonus costs 80x the bet and the Ultra Bonus costs 200x the bet. At a 2 FUN bet that was 160 FUN and 400 FUN in the demo.

How do you win the Grand and Royal jackpots?

The Grand is won by filling every cell of the 3x5 grid in the Hold & Win game. The Royal is won by filling every cell of the expanded 5x5 grid, which needs Expand to fire first.

What is the maximum win?

The rules state a maximum win of 5000x the bet.

3 Lucky Monkeys Hold & Win Guide: Rules, Special Coins, Jackpots and Bonus Buy

3 Lucky Monkeys Hold & Win slot by BGaming

By the CasinoDemo editorial team · Updated 2026-11-09 · How we review

3 Lucky Monkeys Hold & Win is a BGaming coin-collection slot on a 5x3 grid with 20 paylines. Coins pay nothing in the base game. Land 6 or more and you get the Hold & Win round, where three monkey counters can fire special coins called Expand, Collect and Boost.

We played the free demo, read every rules page and bought both bonus options. The overall RTP is 97%, which is high for a slot, and the stated maximum win is 5000x the bet. Below is how each piece works, what the buys cost and what our two demo bonuses actually paid.

Play 3 Lucky Monkeys Hold & Win demo for free

3 Lucky Monkeys Hold & Win at a glance

Provider: BGaming
RTP: 96.98%
Volatility: Medium
Demo: Free, no sign-up

How 3 Lucky Monkeys Hold & Win works

The reels are 5 wide and 3 high with 20 fixed win lines. All symbols pay left to right on consecutive reels of an active payline, and only the highest win is paid on each line. Wins on several lines are added together.

The paytable values change with your bet. At the 2 FUN demo bet, the top symbols (the Wild and the gold ingot) pay 30 FUN for five, 6 FUN for four and 2 FUN for three, so 15x, 3x and 1x the bet. The fan pays 20, 3 and 1.50 FUN, the firecrackers 16, 2.50 and 1.20, and the drum 12, 2 and 1. The low symbols (peach, bamboo, orange and fortune cookie) top out at 4 or 3 FUN for five.

The Wild can appear anywhere on the reels and substitutes for every symbol except the Coin. It also pays on its own. Line wins are small by design here: most of the game's value sits in the Hold & Win round.

3 Lucky Monkeys Hold & Win base game with 5x3 reels and the Expand, Collect and Boost monkeys above — Base game at a 2 FUN bet, with the three monkey counters above the reels

3 Lucky Monkeys Hold & Win paytable showing Wild and high symbol payouts at a 2 FUN bet — Paytable values at a 2 FUN bet

Coins, monkey counters and special coins

Coin symbols only pay inside the Hold & Win Bonus game. Six or more Coins trigger it, and the rules add that there is a small chance of triggering it with 2 or more.

The three monkeys above the reels are counters. There are three special coins that match them: Expand (green), Collect (orange) and Boost (pink). When one of those lands in the base game, it flies to its monkey and is collected. The special coins can then be activated at random, either during the Hold & Win game or on the spin that triggered it. If they fire before the round, they apply to the coins that triggered it; if they fire during the round, they apply to every coin on the reels.

Expand grows the reels from 3x5 to 5x5 and then turns into a coin worth a random 3x to 10x (3, 4, 5, 6, 7, 8, 9 or 10x). Collect gathers and sums up all the coin values. Boost adds its own value to every coin except Jackpot coins, with possible values of 1x, 1.5x, 2x, 2.5x, 3x, 4x, 5x, 6x, 7x, 8x, 9x and 10x.

The Hold & Win Bonus game and the 5 jackpots

In the Hold & Win round only coins land. You start with 3 spins, and every new Coin resets the count to 3. A spin with no new coin takes one away. The round ends when the spins run out or every cell is filled, and you win the total value of all coins on the reels.

There are five jackpots: Mini, Minor, Major, Grand and Royal. Mini, Minor and Major are won by landing their own coins. At our 2 FUN bet the side panel showed Mini 15 FUN, Minor 50 FUN and Major 150 FUN. The Grand is won by filling the whole 3x5 grid, and the Royal by filling the expanded 5x5 grid, which only exists once Expand has fired. The intro screen labels them Grand 1000 and Royal 5000, and a counter on the left tracks how many cells you have filled (for example 9/15 or 22/25).

3 Lucky Monkeys Hold & Win bonus round expanded to a 5x5 grid with 22 of 25 cells filled and Mini jackpot coins — Expanded 5x5 grid in our Ultra Bonus: 22 of 25 cells filled, Royal missed

Bonus buy options and what our demo buys paid

The cart button opens a Buy Features menu with three choices. At a 2 FUN bet the Random Bonus costs 160 FUN (80x the bet) and gives the Hold & Win game with random activation of the special coins: any single coin, any two or all three can fire. Its RTP is 97.04%. The Ultra Bonus costs 400 FUN (200x the bet) and gives the Hold & Win game with all three special coins (Expand, Collect and Boost) activated. Its RTP is 97.02%.

We bought the Random Bonus first at 2 FUN. Only Boost fired, the grid stayed at 3x5, and the round ended with 9 of 15 cells filled. It paid 58 FUN, which is 29x the bet and well under the 160 FUN price.

The Ultra Bonus went much better. The trigger spin showed all three special coins, the reels expanded to 5x5, two Mini coins landed and Collect added the board together. We finished with 22 of 25 cells filled and a total of 840 FUN, or 420x the bet, about twice the 400 FUN cost. These are two single rounds, not averages, and the next pair could go the other way.

3 Lucky Monkeys Hold & Win Buy Features menu with Chance x2, Random Bonus and Ultra Bonus prices at a 2 FUN bet — Buy menu at 2 FUN: Chance x2 +1 FUN, Random Bonus 160 FUN, Ultra Bonus 400 FUN

3 Lucky Monkeys Hold & Win Random Bonus respins with the Boost monkey active — Random Bonus: Boost was the only special coin that fired

3 Lucky Monkeys Hold & Win Random Bonus total win of 58 FUN, 29x the bet — Random Bonus result: 58 FUN (29x)

3 Lucky Monkeys Hold & Win Ultra Bonus trigger spin with Expand, Collect and Boost coins on the reels — Ultra Bonus trigger spin with all three special coins

3 Lucky Monkeys Hold & Win Ultra Bonus total win of 840 FUN, 420x the bet — Ultra Bonus result: 840 FUN (420x)

Chance x2

Chance x2 is a toggle in the same menu, not a one-off purchase. The rules say it slightly increases the bet and doubles the chance of getting the Hold & Win Bonus game. At a 2 FUN bet it adds 1 FUN per spin, so you pay 50% more per spin. Its RTP is listed at 96.98%, a touch below the 97% base game. We left it off while reading the paytable and during our buys.

RTP, max win and bet range

The rules list an overall RTP of 97%, 97.04% for the Random Bonus buy, 97.02% for the Ultra Bonus buy and 96.98% with Chance x2. The maximum win is 5000x the bet. The rules do not state a volatility rating or max-win odds, so we will not guess at them.

In the demo the total bet ran from 0.20 FUN to 50 FUN, starting at 2 FUN. The demo uses play money labelled FUN. Real-money bet limits depend on the casino.

Our verdict

3 Lucky Monkeys Hold & Win is a simple coin-collector with one good idea: the monkey counters that can stretch the grid to 5x5 and stack Boost and Collect on top. The 97% RTP is generous and the rules are clear. Base-game line wins are thin, so the game lives or dies on the Hold & Win round. If you like bonus buys, the Ultra Bonus is the one that shows the game at full strength, but it costs 200x the bet and our 420x result was one round, not a promise.

How to play 3 Lucky Monkeys Hold & Win free in Canada

Press Play demo for free on the game page and the BGaming demo loads with virtual credits. There is nothing to download, no account to create and no deposit to make, and it works in your browser on desktop and mobile.

Because nothing is at stake, the demo is the easiest way to learn how 3 Lucky Monkeys Hold & Win's features trigger and how often it pays.

Playing 3 Lucky Monkeys Hold & Win for real money in Canada

Real-money online gambling in Canada is regulated province by province. Ontario runs a regulated market where licensed operators are overseen by iGaming Ontario and the AGCO; other provinces offer play through their own provincial sites, such as PlayNow (British Columbia, Manitoba and Saskatchewan), Loto-Québec, PlayAlberta and ALC in Atlantic Canada.

The legal age is 19 in most provinces and 18 in Alberta, Manitoba and Quebec. Only play at sites licensed where you live, set limits before you start, and treat gambling as entertainment, never as a way to make money.

3 Lucky Monkeys Hold & Win FAQ

What is the RTP of 3 Lucky Monkeys Hold & Win?: The rules list 97% overall, 97.04% for the Random Bonus buy, 97.02% for the Ultra Bonus buy and 96.98% with Chance x2 switched on.
How do you trigger the Hold & Win game?: Land 6 or more Coin symbols. The rules also say there is a small chance of triggering it with 2 or more Coins. The round starts with 3 spins and every new Coin resets them to 3.
What do Expand, Collect and Boost do?: Expand turns the reels from 3x5 into 5x5 and then becomes a coin worth 3x to 10x. Collect sums up all coin values. Boost adds its value (1x to 10x) to every coin except Jackpot coins.
How much does the bonus buy cost?: The Random Bonus costs 80x the bet and the Ultra Bonus costs 200x the bet. At a 2 FUN bet that was 160 FUN and 400 FUN in the demo.
How do you win the Grand and Royal jackpots?: The Grand is won by filling every cell of the 3x5 grid in the Hold & Win game. The Royal is won by filling every cell of the expanded 5x5 grid, which needs Expand to fire first.
What is the maximum win?: The rules state a maximum win of 5000x the bet.

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